For many Cincinnati residents, foreclosure is a reality.

Due to many factors affecting the economy as well as deceptive lending practices by some banks, uninformed customers have applied for and were granted loans that they simply can’t afford.

Many people don’t realize that when they are having financial problems the best thing to do is to inform their lender to work out a resolution. Most people are inclined to hide the fact that they are struggling financially because they feel helpless and that they have no options and their fate is sealed; they will certainly lose their home.

Ohio Governor Ted Strickland has launched a program to assist people who are facing potential foreclosure.

The program is called “Save the Dream” and it is an educational tool that provides information for homeowners.

The complete URL of the Save the Dream Web site is http://savethedream.ohio.gov/.